Frequently Asked
Questinons

  • What types of auto insurance coverage does Ocean Trust & Financial Services offer?

    Ocean Trust & Financial Services offers a range of auto insurance coverage options,

    including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and optional coverage such as roadside assistance and rental car reimbursement.

  • How can I lower my auto insurance premiums?

    You can potentially lower your auto insurance premiums by maintaining a safe driving record, bundling your auto insurance with other policies (such as home insurance), opting for higher deductibles, taking advantage of discounts (such as multi-vehicle discounts or safe driver discounts), and ensuring your vehicle has safety features.

  • What types of home insurance coverage does Ocean Trust & Financial Services provide?

    Ocean Trust & Financial Services offers homeowners insurance, renters insurance, condominium insurance, landlord insurance, and flood insurance. Coverage typically includes protection for the structure of the home, personal belongings, liability coverage, additional living expenses, and specific coverage for perils like fire, theft, and natural disasters.

  • What types of commercial insurance does Ocean Trust & Financial Services offer?

    Ocean Trust & Financial Services provides various commercial insurance products tailored to businesses, including commercial property insurance, general liability insurance, commercial auto insurance, workers' compensation insurance, professional liability insurance, and business interruption insurance.

  • What types of life insurance policies are available through Ocean Trust & Financial Services?

    Ocean Trust & Financial Services offers a range of life insurance options, including term life insurance, whole life insurance, universal life insurance, and variable life insurance. These policies provide financial protection for your loved ones in the event of your death, and they may also offer cash value accumulation and investment opportunities

  • Does Ocean Trust & Financial Services offer insurance coverage for boats and watercraft?

    Yes, Ocean Trust & Financial Services provides boat insurance coverage for various types of watercraft, including boats, yachts, jet skis, and personal watercraft. Coverage options typically include liability coverage, physical damage coverage, medical payments coverage, and optional coverage for equipment and accessories.

  • What types of motorcycle insurance coverage does Ocean Trust & Financial Services offer?

    Ocean Trust & Financial Services offers motorcycle insurance coverage to protect riders and their bikes. Coverage options may include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and coverage for custom parts and equipment.

  • Does Ocean Trust & Financial Services offer insurance coverage for recreational vehicles (RVs)?

    Yes, Ocean Trust & Financial Services provides RV insurance coverage for motorhomes, travel trailers, camper vans, and other types of recreational vehicles. Coverage options typically include liability coverage, collision coverage, comprehensive coverage, personal effects coverage, and emergency expenses coverage.

  • What types of health insurance plans does Ocean Trust & Financial Services offer?

    Ocean Trust & Financial Services offers a variety of health insurance plans, including individual health insurance, family health insurance, group health insurance for businesses, Medicare Advantage plans, Medicare Supplement plans, and short-term health insurance. These plans provide coverage for medical expenses, prescription drugs, and preventive care.

  • How can I find the right insurance plan for my needs?

    To find the right insurance plan, whether it's auto, home, commercial, life, boat, motorcycle, RV, or health insurance, you can contact Ocean Trust & Financial Services directly. Our experienced agents can assess your needs, provide personalized recommendations, and help you select the coverage that best fits your requirements and budget.